{"id":16,"date":"2022-12-20T04:00:00","date_gmt":"2022-12-20T10:00:00","guid":{"rendered":"https:\/\/www.kbia-ins.com\/blog\/?p=16"},"modified":"2022-12-20T02:09:26","modified_gmt":"2022-12-20T08:09:26","slug":"i-already-have-insurance-why-do-i-need-an-umbrella-policy","status":"publish","type":"post","link":"https:\/\/www.kbia-ins.com\/blog\/i-already-have-insurance-why-do-i-need-an-umbrella-policy\/","title":{"rendered":"I already have insurance. Why do I need an umbrella policy?"},"content":{"rendered":"<p>The purpose of an umbrella policy is to provide you and your family with protection in the event that you are found liable for something like bodily injury, property damage, or financial loss. An umbrella policy will help protect your assets and income from being used to pay damages that result from a lawsuit.&nbsp;Kerndt Brothers Insurance Agency is happy to assist Lansing, IA area residents with this important coverage.&nbsp;<\/p>\n<h2>Why Umbrella Insurance?<\/h2>\n<p>There are many reasons why someone might be sued. Some common ones include accidents caused by reckless driving, injuries sustained during a physical altercation, or even financial losses related to real estate or business activities. Because people can be held liable for such events even if they&#8217;re not at fault, it&#8217;s important to have an umbrella policy so that you don&#8217;t have to worry about losing everything if you become involved in a costly legal case.<\/p>\n<p>When choosing an umbrella policy, it&#8217;s important to make sure that the coverage limits are high enough to protect you from any potential liabilities. Depending on your income and assets, you might need millions of dollars worth of protection to keep yourself protected. Additionally, you should work with an insurance agent who is experienced and can advise you on which types of liability claims are likely for someone with your specific occupation or activities.<\/p>\n<h3>Contact Us Today<\/h3>\n<p>If you&#8217;re wondering whether an umbrella policy makes sense for your situation, talk to an insurance agent today about getting one in place. With proper protection from an umbrella policy, you&#8217;ll have peace of mind knowing that your family will be taken care of financially in case the worst happens. At&nbsp;Kerndt Brothers Insurance Agency, we have been proudly serving the Lansing, IA area for many years. Give us a call today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The purpose of an umbrella policy is to provide you and your family with protection in the event that you are found liable for something like bodily injury, property damage, or financial loss. An umbrella policy will help protect your assets and income from being used to pay damages that result from a lawsuit.&nbsp;Kerndt Brothers [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[14,13],"class_list":["post-16","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-kerndt-brothers-insurance-agency","tag-lansing-ia"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"The purpose of an umbrella policy is to provide you and your family with protection in the event that you are found liable for something like bodily injury, property damage, or financial loss. An umbrella policy will help protect your assets and income from being used to pay damages that result from a lawsuit. Kerndt Brothers\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.kbia-ins.com\/blog\/i-already-have-insurance-why-do-i-need-an-umbrella-policy\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Kerndt Brothers Insurance Agency -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"I already have insurance. Why do I need an umbrella policy? - Blog | Kerndt Brothers Insurance Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"The purpose of an umbrella policy is to provide you and your family with protection in the event that you are found liable for something like bodily injury, property damage, or financial loss. 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