{"id":38,"date":"2023-11-17T04:00:00","date_gmt":"2023-11-17T10:00:00","guid":{"rendered":"https:\/\/www.kbia-ins.com\/blog\/?p=38"},"modified":"2023-11-30T17:34:22","modified_gmt":"2023-11-30T23:34:22","slug":"when-does-it-make-sense-to-get-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.kbia-ins.com\/blog\/when-does-it-make-sense-to-get-umbrella-insurance\/","title":{"rendered":"When Does It Make Sense to Get Umbrella Insurance?"},"content":{"rendered":"

Umbrella insurance can provide important additional protection if you’re sued over a covered situation. While it’s not for everyone, there are many residents in Lansing, IA, who can likely benefit from this coverage. Here’s a look at when it makes sense to get umbrella insurance.<\/span><\/p>\n

High Risk of Liability Lawsuits<\/span><\/h2>\n

If you engage in activities that increase your risk of being sued for damages, umbrella insurance is worth considering. High-risk activities can include some sports or recreation, like hunting, boating, or hosting large gatherings, as major accidents can occur during any of these things.<\/span><\/p>\n

Owning property can also increase your risk of a lawsuit, as you might be held liable for any injuries that occur on your property. This can be a particular risk if you have any waterfront property in Lansing, IA.<\/span><\/p>\n

Significant Assets to Protect<\/span><\/h3>\n

Individuals with substantial assets benefit significantly from umbrella insurance. If you have notable savings, have large investments, or own valuable property, this extra coverage can protect your assets from being targeted in a lawsuit.<\/span><\/p>\n

Sometimes coverage is purchased to better insulate historic family properties, even if they aren’t worth very much.<\/span><\/p>\n

At Kerndt Brothers Insurance Agency, we can help make sure you have umbrella insurance and other protections in place so any valuable property you own is well-guarded.<\/span><\/p>\n

High Exposure to Potential Liability<\/span><\/h3>\n

Certain professions or lifestyles that involve high-profile status can increase the likelihood of lawsuits. Public figures, well-known business owners, or those in high-visibility professions should consider umbrella insurance for added protection.<\/span><\/p>\n

Kerndt Brothers Insurance Agency Is Here To Help<\/span><\/h3>\n

To explore whether umbrella insurance is right for you, contact Kerndt Brothers Insurance Agency. Our team can help assess your unique situation and guide you toward the right decision as to whether you should get coverage.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Umbrella insurance can provide important additional protection if you’re sued over a covered situation. While it’s not for everyone, there are many residents in Lansing, IA, who can likely benefit from this coverage. Here’s a look at when it makes sense to get umbrella insurance. High Risk of Liability Lawsuits If you engage in activities […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[14,13],"class_list":["post-38","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-kerndt-brothers-insurance-agency","tag-lansing-ia"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/posts\/38","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/comments?post=38"}],"version-history":[{"count":1,"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/posts\/38\/revisions"}],"predecessor-version":[{"id":39,"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/posts\/38\/revisions\/39"}],"wp:attachment":[{"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/media?parent=38"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/categories?post=38"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kbia-ins.com\/blog\/wp-json\/wp\/v2\/tags?post=38"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}