{"id":74,"date":"2025-05-30T04:00:00","date_gmt":"2025-05-30T10:00:00","guid":{"rendered":"https:\/\/www.kbia-ins.com\/blog\/?p=74"},"modified":"2025-05-28T11:21:43","modified_gmt":"2025-05-28T17:21:43","slug":"tornado-damage-that-home-insurance-covers","status":"publish","type":"post","link":"https:\/\/www.kbia-ins.com\/blog\/tornado-damage-that-home-insurance-covers\/","title":{"rendered":"Tornado damage that home insurance covers"},"content":{"rendered":"

Over the past 150 years, more than 3500 tornadoes have wreaked havoc in the state of Iowa. Each year, several tornadoes tear through the state, causing varying degrees of damage. In 2024, a record-breaking 125 tornadoes were recorded.<\/p>\n

Our team at Kerndt Brothers Insurance Agency in Lansing, IA, possesses the local knowledge to help our clients secure the right coverage to protect their homes and property from tornado-induced damage.<\/p>\n

Damage Caused by Wind<\/h2>\n

Wind speeds in a tornado can range from 65 miles per hour to over 300 miles per hour, with the average being 110 miles per hour. The higher the wind speed, the more extensive the damage. The average width of a tornado is 50 yards, but it can extend to over two miles. Damage can range from torn-off roof tiles, uprooted trees, and shattered windows to complete home destruction at higher wind speeds.<\/p>\n

Hail Damage<\/h2>\n

Hail often accompanies a tornado, and it’s not uncommon for hailstones to reach the size of a baseball. The damage caused by such large hailstones can be substantial.<\/p>\n

Water Damage<\/h2>\n

If your roof is damaged by the winds or by a tree falling on your home, it can allow rain to enter. Your home insurance covers this type of water damage. However, flood damage is not covered. Roof damage can also lead to damage to the contents of your home.<\/p>\n

Contact our team of independent insurance agents at Kerndt Brothers Insurance Agency in Lansing, IA, to ensure that you have the right coverage. You can reach us by calling our office or through our website.<\/p>\n","protected":false},"excerpt":{"rendered":"

Over the past 150 years, more than 3500 tornadoes have wreaked havoc in the state of Iowa. Each year, several tornadoes tear through the state, causing varying degrees of damage. In 2024, a record-breaking 125 tornadoes were recorded. Our team at Kerndt Brothers Insurance Agency in Lansing, IA, possesses the local knowledge to help our […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[26,14,13,25],"class_list":["post-74","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-home-insurance","tag-kerndt-brothers-insurance-agency","tag-lansing-ia","tag-tornado"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t