{"id":86,"date":"2025-11-26T12:00:00","date_gmt":"2025-11-26T18:00:00","guid":{"rendered":"https:\/\/www.kbia-ins.com\/blog\/?p=86"},"modified":"2025-11-17T14:07:22","modified_gmt":"2025-11-17T20:07:22","slug":"motorcycle-insurance-does-the-color-of-your-bike-matter","status":"publish","type":"post","link":"https:\/\/www.kbia-ins.com\/blog\/motorcycle-insurance-does-the-color-of-your-bike-matter\/","title":{"rendered":"Motorcycle Insurance: Does The Color of Your Bike Matter?"},"content":{"rendered":"<p>Every bike owner knows the importance of motorcycle insurance in Lansing, IA. However, there are several myths surrounding coverage that can make it seem like a policy is out of reach or make you feel like you shouldn&rsquo;t get a certain bike. For example, the often-repeated myth that policies for red bikes cost more.&nbsp;<\/p>\n<h2>Does Color Matter?<\/h2>\n<p>No, the color of your bike does not impact your insurance. It doesn&rsquo;t matter whether your bike is red or black or purple; color isn&rsquo;t considered a risk factor. Instead, agencies typically consider factors such as your age, driving history, and other relevant details.&nbsp;<\/p>\n<h2>When Color Does Matter<\/h2>\n<p>Although the color of your bike doesn&rsquo;t matter when it comes to paying for an insurance policy, that doesn&rsquo;t mean it&rsquo;s irrelevant. The color can play a role in accident probability because certain colors are less visible. For example, a black motorcycle is more difficult to see at night, thereby increasing the risk of an accident. Colors like yellow and green are more visible.&nbsp;<\/p>\n<h2>Custom Paint and Insurance<\/h2>\n<p>Although the color of your paint job doesn&rsquo;t matter, you may want to speak with an insurance agent at Kerndt Brothers Insurance Agency if you have a custom paint job. Policies typically only cover a basic paint job, so you&rsquo;ll need additional coverage to fix the paint on your bike if you&rsquo;re in an accident.&nbsp;<\/p>\n<p>Several things impact the cost of your policy, but the color of your bike isn&rsquo;t one of them. Our experienced agents will ask you questions to determine if you qualify for a discount, and we&rsquo;ll explain how everything impacts your policy so you know the facts. Contact a representative at Kerndt Brothers Insurance Agency today. We&rsquo;re currently serving the Lansing, IA area.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Every bike owner knows the importance of motorcycle insurance in Lansing, IA. However, there are several myths surrounding coverage that can make it seem like a policy is out of reach or make you feel like you shouldn&rsquo;t get a certain bike. For example, the often-repeated myth that policies for red bikes cost more.&nbsp; Does [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[22,30,14,21,35],"class_list":["post-86","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-ia","tag-insurance","tag-kerndt-brothers-insurance-agency","tag-lansing","tag-motorcycle"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Every bike owner knows the importance of motorcycle insurance in Lansing, IA. However, there are several myths surrounding coverage that can make it seem like a policy is out of reach or make you feel like you shouldn\u2019t get a certain bike. For example, the often-repeated myth that policies for red bikes cost more. 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