Your life insurance needs are not the same for an entire lifetime. You may need very little when you are very young and very old, but quite a lot in between. It means you should review your life insurance every few years or when events happen in your life that change your needs. Kerndt Brothers Insurance Agency in Lansing, IA is your local independent insurance agency and we provide personalized service to our customers.
How to tell if it’s time to review your life insurance
Have you purchased a home?
If you have, it might be time to review your life insurance coverage. You need enough to pay your mortgage, any debt you may have, and your final expenses. You don’t want to leave your family trying to figure these things out after you pass away.
You are looking for a new job
Do you get your life insurance as part of a benefits package from your employer? Is it the only life insurance that you have? Does your new job have life insurance coverage? How long do you need to be employed before it goes into effect? Leaving your family without coverage is not a good idea. You should have at least one life insurance policy that you purchase yourself that is not dependent on your employer.
You’re adding members to your family
Whether it is a new spouse or a new child, the amount of life insurance that you need is affected by the change. It is time to review your coverage to see if it is adequate in the event you should pass away while you have people who are depending on you for support.
Give Us A Call
Contact Kerndt Brothers Insurance Agency in Lansing, IA when the time is right to review your life insurance and let us help you to make sure the amount of coverage you have is correct.