Three signs you should update your boat insurance coverage

It’s important for you to update your boat insurance coverage over time if you want to make sure that you’re carrying the coverage that you need. When it’s time to update your coverage, we can help you at Kerndt Brothers Insurance Agency. We offer insurance to boat owners in Lansing, IA. 

Here are three signs that you should update your boat insurance coverage:

You’d like to be able to navigate in a larger area.

Boat insurance policies are limited in terms of the navigational areas in which they offer coverage. It’s important to be aware of this as a boat owner.

If you want to be able to use your boat over a larger navigational area, you should update your boat insurance policy to make sure that you’ll be covered in all the waters you navigate. 

You were disappointed with how a past claim was handled.

It’s important that your boat insurance provider meets your expectations when you have to file a claim. Otherwise, you should shop around and find another boat insurance provider. 

Good customer service and a straightforward claims process are both essential for a good boat insurance provider. You can always switch policies and providers if you’re not happy about a past claim. 

You bought another boat.

If you get rid of your old boat and buy a new one, you need to update your policy. You also need to update your policy if you want to add coverage for a second or additional boat. 

Contact Us Today

Give us a call at Kerndt Brothers Insurance Agency if you have questions about our boat insurance options. If you’re a boat owner in Lansing, IA, we’ll be happy to give you a quote on a boat insurance policy.