Month: July 2025

If you’re an Iowa driver, state law requires you to carry auto insurance. Many drivers have questions about their coverage, particularly in situations such as using their vehicle for commercial purposes. If you live near Lansing, IA, the team at Kerndt Brothers Insurance Agency is here to help. We’ve been assisting drivers like you since 1949.

Drivers Who Use Their Cars for Profit

All drivers must have auto insurance. However, if you decide to use your car for commercial purposes, such as working for a rideshare company like Uber or a delivery service like DoorDash, your standard auto insurance policy will no longer cover damages to your vehicle. According to the Iowa Insurance Division, drivers using their cars for commercial reasons are required to carry additional liability coverage to protect against potential damages.

When you transport passengers or deliver goods, it’s important to ensure they feel confident that you’re properly insured. Our team at Kerndt Brothers Insurance Agency can help you understand the additional liability coverage needed for commercial use. Additionally, if your car has an active loan, you must notify your loan company before using the vehicle for profit.

Call Us for Your Appointment Today

Every driver’s insurance needs are unique, and our team is dedicated to helping you find the right policy to meet your requirements. At Kerndt Brothers Insurance Agency, our agents are trained to provide exceptional customer service. Drivers in the Lansing, IA, area trust us to offer the support they need to make informed insurance decisions. Contact us today to schedule an appointment and let us assist you with your insurance needs.