Month: December 2025

Add a trailer to your RV and you’ll find hauling add-ons is that much easier. However, there is some question and concern among RV owners about insurance after adding a trailer. Fret not, as the Kerndt Brothers Insurance Agency has the answers.

RV Insurance and Trailers

The addition of a travel trailer to your RV has the potential to complicate insurance. Some insurers offer specialized travel trailer insurance that is separate from RV insurance.

If you already own an RV that is insured, take a look at the small print of your policy. You can also call your insurer for more information about your policy details. There’s a chance your existing coverage in Lansing, IA is already applicable to a connected trailer.

Trailer Coverage Through Other Insurance

There is a common misconception that trailers are insured through regular auto or home policies. Though there might be some instances when an auto or home policy has the potential to apply to a trailer, these policies generally do not cover trailers.

As an example, many auto and RV insurance policies do not cover trailers when they are not in transport. This means if the trailer is parked in your driveway, garage or other space, coverage might not apply.

The same is true for home insurance. Though the trailer’s presence on the property that the home is located on might trigger coverage, there is the potential for gaps. Moreover, there is also the potential for storm damage or other damage to compromise the parked trailer, meaning home insurance might be applicable.

Contact Kerndt Brothers Insurance Agency for Your Quote

Our insurance is fair and affordable. If you are in the market for coverage in Lansing, IA or a nearby area, give us a call for a personalized quote.